Learn how money actually works
Complete short, practical learning challenges about budgeting, credit, and investing.
Roots Growth for Northpoint residents
Real estate wealth, made easier for renters.
Learn how money works, earn rewards as you go, and use that progress to build toward real estate.
Program availability, membership terms, and eligibility are provided by Roots at enrollment. Already enrolled? Sign in.
How Roots Growth works
Learn. Earn. Grow.
Roots Growth turns short learning experiences into rewards, credit tools, and a potential pathway toward real-estate investing.
Every time you learn, you earn
Earn Investable Rewards™ that can be directed toward real assets, including real-estate investing through Roots, subject to program terms.
Turn progress into long-term growth
Eligible rent reporting and credit tools can help your on-time payments contribute to your credit history.
What makes it different
Rewards with a path beyond retail points.
01
Build practical money skills
02
Earn Investable Rewards™
03
Use rent reporting and credit tools
A Roots Growth member story
Anne-Marie rented a Roots home. Then she bought her own.
After renting with Roots since 2021, she turned lessons, on-time rent, rewards, and steady saving into a path to homeownership.
The outcome
Thousands saved. A $1,000 closing credit. A home of her own.
Step 1
Joined and learned
Anne-Marie joined Roots Growth when she moved into her Roots home in 2021. She completed short lessons and paid rent on time while earning rewards and building credit.
Step 2
Built her savings
She used the free courses to make a budget, accelerate her savings, and invest the rewards she earned through the program.
Step 3
Put it toward a home
She built up thousands in savings toward her down payment and received a $1,000 closing credit through a Roots mortgage partner.
Step 4
Became a homeowner
When she was ready to buy, she left her Roots home with no lease-break penalty and used what she had built toward her new place.
You already have access to the same tools.
Start earning, learning, and building at your own pace—at no cost to you.
Anne-Marie’s story reflects her individual experience. Rewards, credit-building tools, partner credits, and lease terms are subject to program and eligibility requirements. Individual outcomes vary.
Explore the current Roots Growth program.
Roots provides current program details, membership terms, and enrollment steps.
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